Your Dream Home Awaits. Let's Find the Perfect Massachusetts North Shore Home to Build Your Future.

The Benefits: Why Buy Instead of Rent?
 

Many people rent out of convenience, but in the long term, homeownership offers significant financial, personal, and emotional rewards that renting simply cannot match.

Overcoming the Down Payment Hurdle: Assistance is Available!
 

The idea of a large down payment is often the biggest barrier for potential buyers. The good news is that you do not always need a full 20% down.

There are numerous programs designed to make homeownership accessible, even for those with limited savings. As your Buyer Agents, we can help you explore options such as:

• First-Time Homebuyer Programs: State and local programs often offer low-interest loans, grants, or deferred-payment loans specifically for those buying their first home.
  
  
• Low Down Payment Loans: Mortgages like FHA loans (as low as 3.5% down), VA loans (0% down for eligible veterans), and USDA loans (0% down for eligible rural areas) significantly reduce upfront costs.
  
  
• Down Payment Assistance (DPA): These can come in the form of a second mortgage or a grant to help cover your down payment and/or closing costs. Eligibility is often based on income and location. Click here to search for Massachusetts Home Buyer Downpayment Assistance Programs.
  
  
• Gift Funds: Many loan programs allow a portion, or even all, of your down payment to come from a gift from a family member.
  
  Don't let the down payment myth stop you! We connect you with local lending partners who specialize in these programs to find the right fit for your unique financial situation.

Our Services: Your Dedicated Buyer Agent
 

Buying a home can be complex, but with Armstrong Field by your side, you have a professional advocate working solely in your best interest. Here is how we guide you through every step:

1. Expert Consultation & Pre-Approval
 

• Needs Assessment: We start by thoroughly understanding your wants, needs, and lifestyle to narrow down the perfect property type and location.
• Lender Connection: We connect you with trusted, local mortgage professionals to secure your pre-approval, giving you confidence and credibility with sellers.
   

2. Market Search & Home Selection
 

• MLS Access: We provide access to the latest listings, often before they hit public sites, giving you a competitive edge.
• Private Showings: We schedule and accompany you on all showings, offering objective, expert perspective on each home's condition and value.
• Local Insight: We provide valuable data on neighborhood trends, schools, and future development to ensure a sound investment.
   

3. Offer, Negotiation, and Contract
 

• Strategic Offers: We help you craft a compelling and competitive offer based on a thorough analysis of comparable sales (CMA).
• Tough Negotiation: We skillfully negotiate on price, terms, and contingencies to secure the best possible outcome for you.
• Contract Management: We handle all paperwork and deadlines, ensuring a smooth process from acceptance to closing.
   

4. Due Diligence & Closing
 

• Inspection Coordination: We help you select reputable home inspectors and negotiate any necessary repairs or credits based on inspection findings.
• Closing Support: We coordinate with lenders, title companies, and attorneys to ensure a timely and transparent closing, all while protecting your interests right up to the moment you get the keys.

Ready to stop paying your landlord's mortgage and start investing in your own future?

Call us today at 978-740-8700 or fill out the form blelow to schedule your free, no obligation informative homebuyer consultation!